📈 Stock Profit & Loss Calculator
Calculate your exact profit or loss on any stock, ETF, or crypto trade — including commission fees, capital gains tax, and your true annualized return.
Trade Details
$
$
$
%
Net Profit / Loss
$0
Total Invested
$0
Gross Profit
$0
Capital Gains Tax
$0
Return on Investment
0%
Annualized Return
0%
After-Tax Profit
$0
Break-Even Price Calculator
Find the sell price you need to break even or hit a target return.
$
$
%
Break-Even Price
$0
Target Sell Price
$0
% Gain Needed
0%
Capital Gains Tax Rates (2024)
| Holding Period | Tax Type | Rate (Single) | Rate (Married) |
|---|---|---|---|
| Under 1 year | Short-term | 10–37% (ordinary income) | 10–37% |
| Over 1 year | Long-term: 0% | $0–$47,025 | $0–$94,050 |
| Over 1 year | Long-term: 15% | $47,026–$518,900 | $94,051–$583,750 |
| Over 1 year | Long-term: 20% | $518,901+ | $583,751+ |
State capital gains taxes are additional and vary by state. Some states tax capital gains as ordinary income.
How Annualized Return Is Calculated
Annualized Return = (1 + Total Return)^(12/months) − 1
Example: 50% return in 18 months = (1.50)^(12/18) − 1 = 30.9% annualized
Example: 50% return in 18 months = (1.50)^(12/18) − 1 = 30.9% annualized
What is the difference between ROI and annualized return? +
ROI (Return on Investment) measures total profit relative to cost, regardless of time. A 50% ROI over 5 years looks impressive, but annualized it's only 8.4% per year — which is actually close to historical stock market averages. Annualized return allows you to compare investments held for different time periods on an equal basis.
When do I owe capital gains tax? +
You owe capital gains tax when you sell an asset for more than you paid for it (a "realized gain"). Unrealized gains — profits on investments you still hold — are not taxed. This is a key reason long-term investors often hold assets rather than selling; you only trigger taxes upon sale. You can also offset gains with capital losses from other investments, a strategy called tax-loss harvesting.